副图+选股 ｜ 通达信 ｜ 财务评分+高送转潜力+板块归属
"价格是你付出的，价值是你得到的。" —— 沃伦·巴菲特 ⚠️ 先说清楚：本文源码仅供技术交流与学习，不构成任何买卖指导。历史信号不代表未来表现，据此操作盈亏自负。股市有风险，入市需谨慎。
选股只看技术面，不看基本面，等于蒙着眼开车。这个指标一口气帮你扫8个财务维度：净资收益率、主营利润率、营收增长率、净利润增长率、每股净资产、每股收益、现金负债比、市销率——还有高送转潜力判断。
三个层次：八项全部达标=优秀（紫字），大部分达标=较好（红字），其余=一般（绿字）。同时还会显示每只票的所属行业、地域、概念板块，以及每股未分配+每股公积金是否满足高送转条件。
评分信号怎么看
✅ 优秀 —— 八项财务指标全部达标，盈利能力、成长能力、偿债能力均在合格线以上，基本面扎实。 ⚠️ 较好 —— 大部分指标达标但部分偏弱，需进一步分析短板项。 ❌ 一般 —— 多项指标不达标，基本面存在明显短板，需谨慎。 💡 高送转潜力 —— 每股未分配≥2且每股公积金≥2，具备高送转条件，但实际是否送转取决于公司决策。
副图+选股公式源码
{财务基本面评价+高送转｜副图指标}
功能 → 公式系统 → 技术指标编辑器 → 新建 → 粘贴保存
所属板块:=STRCAT('【所属板块】',STRCAT(STRCAT(STRCAT(' [行业]—',HYBLOCK),STRCAT(' [地域]—',DYBLOCK)),STRCAT(' [概念]—',GNBLOCK)));
S:=1;
净资收益率:=S*(FINANCE(33)/FINANCE(34)*100);
主营利润率:=S*(FINANCE(23)/FINANCE(20)*100);
主营业增长率:=S*FINANCE(44);
每股净资产:=S*CONST(FINANCE(34));
每股收益:=S*CONST(FINANCE(38));
净利润增长率:=S*FINANCE(43);
市销率:=S*CONST(FINANCE(1)*DYNAINFO(7)/FINANCE(20));
现金负债比:=S*(FINANCE(25)/FINANCE(15));
每股未分配:=S*CONST(FINANCE(32));
每股公积金:=S*CONST(FINANCE(18));
SY01:=净资收益率>3;
SY02:=净资收益率>0.01 AND 净资收益率<=3;
SY03:=主营利润率>2;
SY04:=主营利润率>0;
SY05:=主营业增长率>1;
SY06:=主营业增长率>0;
SY07:=净利润增长率>2;
SY08:=净利润增长率>0.2;
SY09:=每股收益>0.01;
SY10:=每股收益>0.001;
SY11:=每股净资产>2;
SY12:=每股净资产>0.01;
SY13:=每股未分配>0.5;
SY14:=每股未分配>0.001;
SY15:=每股公积金>0.5;
SY16:=每股公积金>0.002;
SY17:=每股未分配>=2 AND 每股公积金>=2;
SY18:=每股未分配<2 OR 每股公积金<2;
优秀:=SY01 AND SY03 AND SY05 AND SY07 AND SY09 AND SY11 AND SY13 AND SY15;
较好:=SY02 AND SY04 AND SY06 AND SY08 AND SY10 AND SY12 AND SY14 AND SY16;
一般:=NOT(优秀) AND NOT(较好);
DRAWRECTREL(0,0,998,600,RGB(0,0,10));
DRAWRECTREL(107,0,917,600,RGB(0,0,10));
DRAWRECTREL(188,0,917,600,RGB(0,0,10));
DRAWRECTREL(269,0,836,600,RGB(0,0,10));
DRAWRECTREL(350,0,755,600,RGB(0,0,10));
DRAWRECTREL(512,0,593,600,RGB(0,0,10));
DRAWRECTREL(0,200,998,200,RGB(255,255,0));
DRAWRECTREL(0,400,998,400,RGB(255,255,0));
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.02,0.03,0,'评估名称'),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.02,0.27,0,' 基本数值'),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.02,0.46,0,' 评估项目'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.125,0.03,0,'净资收益率'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.125,0.27,0,CONST((FINANCE(33)/FINANCE(34)*100))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.125,0.46,0,'盈利能力'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.207,0.03,0,'主营利润率'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.207,0.27,0,CONST((FINANCE(23)/FINANCE(20)*100))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.207,0.46,0,'盈利能力'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.277,0.03,0,'主营业增长率'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.287,0.27,0,CONST(FINANCE(44))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.287,0.46,0,'成长能力'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.367,0.03,0,'每股净资产'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.367,0.27,0,CONST(FINANCE(34))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.367,0.46,0,'每股指标'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.45,0.03,0,'每股收益'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.45,0.27,0,CONST(FINANCE(38))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.45,0.46,0,'每股指标'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.52,0.03,0,'净利润增长率'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.53,0.27,0,CONST(FINANCE(43))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.53,0.46,0,'成长能力'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.6135,0.03,0,'市盈率'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.6135,0.27,0,CONST(DYNAINFO(39))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.6135,0.46,0,'行业估值'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.695,0.03,0,'市销率'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.695,0.27,0,CONST(FINANCE(1)*DYNAINFO(7)/FINANCE(20))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.695,0.46,0,'行业估值'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.775,0.03,0,'现金负债比'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.775,0.27,0,CONST(FINANCE(25)/FINANCE(15))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.775,0.46,0,'偿债能力'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.855,0.03,0,'每股未分配'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.855,0.27,0,CONST(FINANCE(32))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.855,0.46,0,'高送转潜力'),COLORWHITE;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.937,0.03,0,'每股公积金'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.937,0.27,0,CONST(FINANCE(18))),COLORYELLOW;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.937,0.46,0,'高送转潜力'),COLORWHITE;
DRAWTEXT_FIX(ISLASTBAR,0.125,0.65,0,所属板块),COLORWHITE;
DRAWTEXT_FIX(优秀 AND 较好=0,0.125,0.75,0,'综合评估基本面：优秀！'),COLORMAGENTA;
DRAWTEXT_FIX(较好,0.125,0.75,0,'综合评估基本面：较好！'),COLORRED;
DRAWTEXT_FIX(一般,0.125,0.75,0,'综合评估基本面：一般！'),COLORGREEN;
DRAWTEXT_FIX(SY17,0.280,0.75,0,'是否具备高送转潜力：是！'),COLORRED;
DRAWTEXT_FIX(SY18,0.280,0.75,0,'是否具备高送转潜力：否！'),COLORGREEN;
DRAWTEXT_FIX(ISLASTBAR,0.03,0.65,0,CODE),COLORFF80FF;
DRAWTEXT_FIX(ISLASTBAR,0.03,0.70,0,STKNAME),COLORFF80FF;
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.82,0.65,0,'天下智慧皆舍得！'),COLORYELLOW;
DRAWTEXT_FIX(1,0.02,0.85,0,'解禁地雷：'),COLOR99CCFF;
DRAWTEXT_FIX(1,0.078,0.85,0,EXTERNSTR(0,6)),COLOR99CCFF;
总现金流:=FINANCE(26);
DRAWTEXT_FIX(CURRBARSCOUNT=1,0.60,0.65,0,'总现金流：'),COLORYELLOW;
DRAWNUMBER_FIX(1,0.655,0.65,0,CONST(FINANCE(26))),COLORYELLOW;
怎么用
① 打开通达信，功能 → 公式系统 → 技术指标 → 新建，粘贴源码
② 公式名称填"财务基本面评价"，画线方法选"副图"，保存
③ 打开任意个股，副图切换到"财务基本面评价"，即可看到评分面板
💡 几个要注意的地方
① FINANCE函数取的是最新财报数据，不是实时更新的
② 副图面板是 DRAWRECTREL 画的，需要一定屏幕宽度
③ 高送转条件只是财务层面的，实际送转取决于公司董事会决策
④ 评分标准是经验值，不是行业统一标准
❌ 三个容易翻车的情况
情况一：财报滞后 情况二：财务造假 情况三：周期股误判 📋 诚实声明：该指标基于公开财务数据的简单阈值打分，未经严格量化回测。评分标准（如净资收益率>3%为达标）为经验值，不代表行业统一标准。基本面分析只是投资决策的一个维度，还需结合估值、行业趋势、管理层质量等综合判断。源码仅供学习交流，请理性决策。 "宁要模糊的正确，不要精确的错误。" —— 沃伦·巴菲特 源码给你了，自己放到通达信里看看你持仓的票基本面打几分。如果得分"一般"还重仓拿着，可能要想想是不是该减一减了。你选股会看基本面吗？评论区聊聊。
FINANCE函数取的是最近一期财报数据，可能是3个月前的。这3个月里公司情况可能已经大变，"优秀"评级不代表现在还优秀。
指标只能算公开数据，无法识别财务造假。看起来"优秀"的公司，可能利润是虚增的，基本面评分就会给出错误的安全感。
周期股在行业顶部时财务数据最漂亮，评分"优秀"，但这恰恰是周期顶部。用财务指标抄周期股，容易买在山顶。
风险提示：本文分享的公式源码及指标工具，仅作为技术交流与学习使用，不构成任何投资建议，请勿据此进行股票交易。市场有风险，投资需谨慎。
